DHFL Home Loan

DHFL started its business in April 1984.It was the second housing company that was setup in India. There objective is to provide loan to lower and middle income Indians. Today they have 72 branches and 116 service location. Dewan Housing Finance Limited offers home loan to individuals, Co-operative Societies, Corporate bodies and associations of persons.

Interest Rates of DHFL

Bank Name Up to 15 Lacs From 15 Lacs to 30 Lacs From 31 Lacs to 75 Lacs Above 75 Lacs Processing
Fee
Prepayment
charges
DHFL 11% 11.25% 11.50% 12% NIL 1%

Eligibility & documentation required for DHFL Home Loan

  Salaried Self employed
Age Up to retirement age Up to retirement age or 65 years whichever is earlier
Minimum Income 10,000 in Rural and 15,000 in Urban -
Loan Amount Offered Maximum-5,00,00,000 Maximum-5,00,00,000
Tenure Home Extension-1yr to 20yrs
Home Improvement-1yr to 10yrs
Home Loan for NRI's-1yr to 15yrs
Plot Loan-1yr to 20yrs
Mortgage Loan-1yr to 7yrs
Home Extension-1yr to 20yrs
Home Improvement-1yr to 10yrs
Home Loan for NRI's-1yr to 15yrs
Plot Loan-1yr to 20yrs
Mortgage Loan-1yr to 7yrs
Processing Fee 1% 1%
Documentation 1) Complete Application Form,
2) Residence Proof, Identification Proof,
3) Income Proof, Last 3 months Salary slip or Salary Certificate, If Salary is above 10000 per month than Latest Form 16
4) Last 1 year bank statement
5) Property Documents with Map
Residence Proof, Identification Proof, Business Proof:
1) Brief Business Profile on the letter head
2) Copy of Shop & Establishment License / VAT Registration or any other mandatory license / registration
3) Copy of Partnership deed Details of Contract,
4) Copy of last 3 years Income Tax Returns,
5) Copy of last 3 Years Balance Sheet and Profit & Loss Account of the firm duly attested by a Chartered Accountant,
6) Bank Statement for the last 1 year for the Savings A/c & Current A/c
7) Form 16 /Tax deduction certificate
8) Copy of Advance Tax paid / self assessment tax paid Challan
9) Property Documents with Map

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