Kotak Mahindra Bank Home Loan

At Kotak Mahindra bank, you can avail of home loans for the purpose of purchasing residential property. Whether you are buying it fresh from the developer or it is a resale purchase. They have wide range of offerings with attractive interest rate. You also get free personal accident insurance.

Free Personal Accident Insurance cover :
Upto Rs. 1 crore along with your loan, which ensures that you are covered for any accidental mishaps and your family, is well protected.

Pre-Approval facility :
You can get a sanction for your loan amount based on the income, assets and employment information you provide during your consultation with Kotak Mahindra Bank. You may come across a property which you need to close at a short notice. In such a situation, this sanction can help so that you don't miss the opportunity. The sanction is good for 6 months, giving you time to shop for the home of your choice.

Documentation & eligibility required for Kotak Bank Home Loan

  Salaried Self-Employed
Age 21 years to 60 years 21 years to 65 years
Income 1,44,000 (p.a) 1,44,000 (p.a)
Loan Amount Offered 2,00,000 - 1,00,00000 2,00,000 - 1,00,00000
Tenure 5 years to 25 years 5 years to 25 years
Current Experience 2 years 3 years
Processing Fee 0.5% 0.5%
Loan to value ratio 85% of the property value 85% of the property value
Documentation 1) Complete application form
2) Address Proof
3) Age Proof
4) Income Proof
5) Last 6 months bank statement
6) last 3 months salary slip
1) Complete application form
2) Address Proof
3) Age Proof
4) Income Proof
5) Last 6 months bank statement
6) Bank statement

Enquiry Form

 EMI Calculator

Home Mortgage