ad associates - personal loans

Personal Loan is an unsecured loan for personal use which doesn't require any security or collateral and can be availed for any purpose, be it a wedding expenditure, a holiday or purchasing consumer durables, the personal loan is very handy & caters to all your needs. The amount of loan can be ranged from Rs. 50,000 – Rs. 20 lakh & the tenure for repaying the loan varies from 1 to 5 years.

Benifits of Personal Loan

Unsecured Loan :
A Personal Loan is not a secured loan,Its doesn't Required any security (bank doesn't ask for any security or collateral) as against a Secured Loan where one is required to pledge a house or other security to acquire a loan.
Less Documentation :
A Personal Loan can be accessed with minimal paperwork or documentation & doesn't take much time to procure as against a Secured Loan.
Loan amount :
Personal Loan is a means to fulfill bigger loan requirement, you can take a loan ranging from Rs. 50,000 to Rs. 15 lakh.
Low Interest Rates :
The personal loan interest rate ranges from 12% to 21%, you must go for that loan which is offering you at the minimum rate.
Processing fee :
It is a fee charged by banks from the borrowers to process their loan application; it is normally between 1-2 percentage of the loan amount.

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